Cbus super pds 2019

It covers a range of areas including members, employers, investments, people and culture, technology and policy and advocacy. Making an informed choice now can make a big difference to how much superannuation you’ll have in retirement. With the right planning, you’ll get your super working towards the retirement lifestyle you want.

We’re here to make your superannuation work as hard as you do, because you’ve earned it. As Australia’s largest super fund for the building, construction and allied industries, we’re built for you. Welcome to your Online Account. The Hostplus Product Disclosure Statement ( PDS ) contains all of the information you need to get the most from your super. The nine sections provide full details about all our products and services and are designed to accompany the Product Disclosure Statement ( PDS ). PDS ) or seek professional advice before making any investment.

Before acting on the information or deciding whether to acquire or hold a product consider its appropriateness and the relevant Product Disclosure Statement ( PDS ) which is available on this website. This offer is only available to people receiving this PDS (electronically or otherwise) within Australia. The $billion industry superannuation fund is dipping its toes into the world of corporate super , launching a new offering this week.

See how your fund performed. Risks of investing in super 5. Cbus enters corporate super. Insurance in your super 9. How super is taxed 8. Ian Fyer, head of research at Chant West, said that the super industry as a whole had provided strong. Your employees get the communication, education and support they need to help them get the most out of their super. AMP makes it easy for your employees to make sense of their super.

When it comes to choosing a superannuation fun many people can feel. This PDS is designed for individuals who want to set up a super account, and for employers who want to open a super account for their employees. It can be used alongside other investments and help provide you with some certainty when saving for your retirement. It was designed to prevent inactive superannuation accounts from being eroded by inappropriate insurance arrangements, as well as protect small balances from being eroded by fees. We make it easy for students to get their super organised.

After scaling the heights of a market boom in the first half year, super fund returns fell off a COVID cliff in late February only to pick themselves up and finish the year almost where they started. Super built for students. A corporate fund is typically arranged by an employer for their employees to use, a personal fund can be a more flexible option, and pension payments convert your super into regular income payments. A PDS is also available for our pension products at csf. The substantive changes are detailed below.

Find business superannuation PDS and fact sheets here. Detailed information about each account can be found in the relevant guide. This SPDS outlines changes to the product and should be read together with the PDS.

Terms defined in the PDS have the same meaning in this SPDS. Equip Balanced Growth 10. Sunsuper Balanced 10. HESTA Core Pool 10. InvestorHUB website: my.

For example CBUS has access to infrastructure investments that have high income returns due to where they get their income from (not just toll roads but we are also talking office buildings rented out to government agencies) they claim a return of get this: 16. I need to get some updated figures but the SP over the same period did about 7.