Who qualifies for free medicare part a

Who is entitled to Medicare Part B? Who pays for Medicare Part B? What are the premiums for Medicare Part B? In order to qualify for premium-free Medicare Part A, there are several criteria that must be met. These include the following. You can qualify for premium-free Medicare Part A if you’re or older and you (or your spouse) worked and paid Medicare taxes for at least years’ time.

The years don’t have to be consecutive to. You qualify for free Medicare Part A if you are age and are eligible for social security benefits. If that is not the case , you can qualify for Medicare Part A on account that you have a. Compared to other Medicare plans, these zero premium Medicare Advantage plans don’t charge a yearly amount.

Free Medicare Advantage plans are Medicare Part C plans that offer a $yearly premium. If you or a spouse contribute to Medicare taxes while working a minimum of quarters in the U. Those with fewer than quarters of contributions would pay the full premium, which is $458. Is Medicare Part B Free? Medicare Part A is free if you: Have at least calendar quarters of work in any job where you paid Social Security taxes in the U.

You are eligible for premium-free Part A if you are age or older and you or your spouse worked and paid Medicare taxes for at least years. You can get Part A at age without having to pay premiums if: You are receiving retirement benefits from Social Security or the Railroad Retirement Board. Most people get Part A for free , but some have to pay a premium for this coverage. This is sometimes called premium-free Part A. Individuals who are under the age of sixty-five but who have a terminal illness or disability may also qualify.

Anyone who qualifies must be a citizen of the United States at the time of submitting the application. There are individuals who may qualify for Medicare Part A for free. People in the following categories qualify for free Medicare Part A : people already getting retirement benefits from the RRB or Social Security a person who is eligible for retirement benefits from. You’ve received disability benefits for or more months.

To be eligible for Medicare Part A, you must meet one of two requirements: You’re age or older. Exceptions include people who have end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS). It’s not really insurance at all. If you’re over and enrolled in Medicare the government just pays all your in-patient hospital care.

Part B is usually an HMO type of insurance plan that is heavily subsidized by the government and you pay according to what your income is. You are eligible for this Medicare plan if you have attained the age of years or are under the age of years, but suffer from specific disabilities. You must also be getting retirement benefits from social security or the railroad retirement board. If you work long enough to earn enough credits to qualify for Medicare in the future, you no longer have to pay Part A premiums. About the Book Author Patricia Barry is a senior editor at the AARP Bulletin and a recognized expert on the Medicare Part D prescription drug program.

Use this calculator to get an estimate of when you’re eligible for Medicare and your premium amount.

This calculator provides information for many but not all situations. If your situation isn’t in this calculator, contact Social Security - opens in a new window to see if you’re eligible to enroll.